Terms and Conditions

Welcome to philipsin.ca ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website and the services offered by Philip Sin, Salesperson, at RE/MAX Excel Realty Ltd., Brokerage.

By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Website Content Is General Information Only

The content on this website, including any guides, calculators, market data, or examples, is for general information purposes only and does not constitute legal, financial, tax, or mortgage advice.

Sold price figures, examples, and calculations are illustrative and based on data available at the time of publishing. They are not a valuation of any individual property and should not be relied on as one. Before making any real estate, financial, or legal decision, consult your own mortgage specialist, lawyer, and accountant.

Descriptions of our services on this website are summaries only. The terms of any brokerage relationship, including buyer or seller representation, are set out in the written agreements required under Ontario real estate law and signed by both parties. Those agreements govern. Nothing on this website forms a contract or creates a brokerage relationship.

2. Not a Solicitation of Listed Properties

If your property is currently listed for sale under a brokerage agreement with another real estate brokerage, this website and any related communications are not intended to solicit that listing.

3. Use of Our Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms.

You must not:

• Attempt to gain unauthorized access to our systems or networks
• Use our content or materials for commercial purposes without written permission
• Upload or transmit viruses, spam, or malicious code

4. Booking a Call or Meeting

Booking a call or meeting through this website is free and creates no obligation to buy, sell, or engage our services. Either party may cancel or reschedule.

5. Accounts and Forms

When you fill out a form, download a guide, or book a call, you agree to provide accurate, complete, and up-to-date information. You are responsible for the accuracy of any information you submit.

6. No Guarantee of Results

Real estate outcomes depend on market conditions, property condition, timing, negotiation, and other factors outside our control. Any past sale prices, timelines, or examples mentioned on this website do not guarantee that you will achieve the same or similar results.

7. Regulatory Standing

Philip Sin is a Salesperson registered with the Real Estate Council of Ontario (RECO) and trades in real estate through RE/MAX Excel Realty Ltd., Brokerage. Any REALTOR®, MLS®, or related trademarks appearing on this website are owned by the Canadian Real Estate Association (CREA) or the Toronto Regional Real Estate Board (TRREB) and are used under licence.

8. Intellectual Property

All content on this website, including text, graphics, logos, guides, and video, is the property of Philip Sin or his licensors and is protected by copyright and trademark law.

You may not reproduce, distribute, or modify any materials from this website without written consent.

9. Disclaimer of Warranties

Our website and any tools, guides, or calculators on it are provided "as is" and "as available." We make no warranties, express or implied, regarding the accuracy of information, the operation of the website, or its suitability for a particular purpose.

10. Limitation of Liability

To the fullest extent permitted by law, Philip Sin and RE/MAX Excel Realty Ltd., Brokerage shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this website.

11. Third-Party Links

Our website may contain links to external websites, including MLS® listing data and third-party tools. We are not responsible for the content or privacy practices of those sites.

12. Termination

We may suspend or restrict access to this website at any time, without notice, if we believe you have violated these Terms or engaged in fraudulent activity.

13. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

14. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with the "Last updated" date. Your continued use of our website signifies acceptance of the revised Terms.

15. Contact Us